Am I a secret agent?

secret-agent-man

In the last 6 months I have been informed of several Real Estate transactions here in the Lake Oroville area that I think I should have been involved in or at least been given an opportunity to interview for. I was shocked and dismayed to hear the phrase “I didn’t know you were in Real Estate”.

How can that be? I asked myself. I have been doing this for over 10 years now! Haven’t I done everything possible to make sure that everyone knows that I am in the Real Estate business and that I love everything about it, that I am a great agent with tons of happy clients? Apparently not.

This has lead me to the realization that I am a “secret agent”. That is fine if you work for the CIA, but not so great if your success depends somewhat on people knowing your profession.  Even though I wear my name tag everywhere I go, carry business cards with me and hand them out like Halloween candy and talk Real Estate and Mortgage rates with everyone I meet, obviously I am still not getting the message out.

So to remedy this situation, I have decided to go on a media “blitz”.  I am going to write Real Estate related blogs and talk about the business every waking hour until everyone who even knows me a little bit will automatically associate my name with the Real Estate profession. Maybe even people who don’t know me yet will think of me when buying or selling Real Estate.   This might get just a bit tedious for those of you that already know me and my love of this business, but you can help too by telling all of YOUR friends and family how awesome I am!  If you do, I will do my best to make you proud.  The company I work for: Realty World-Best Realty provides me and the other agents the very best tools and training available in the industry and I am ready, willing and able to provide top of the line service and technology to my clients.

Thanks for taking the time to read this and I hope to become a former “secret agent” soon.

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A Beautiful Sight

lake oroville visitor center A recent field trip to the LAKE OROVILLE Visitor Center served as a reminder that we live in an area that has amazing history and natural beauty.

I find myself taking the surroundings for granted when going about my daily duties. I drive over the Green Bridge to show property, see the coast range across the valley every day on my way down the hill and brake often for the wild turkeys, deer and other critters that roam our area in abundance without thinking much about it. Today I saw it all as if for the first time again from the tower at the Lake Oroville Visitor Center.

Lake Oroville is a magnificent body of water and the dam is an amazing feat of engineering. The view stretches for 100 miles on a clear morning like today and the coast range is starkly visible as are the Forebay and Afterbay and the endless rice farms in the flat lands. A truly inspiring view that makes me so proud and happy to be living here. The phrase “stop and smell the roses” comes to mind and I decide it is vital to take some time once in a while to look around and be inspired all over again.

It is too easy to get caught up in the struggles of day to day living and forget where you are and why. I love the Lake Oroville area and I love, love, love the work I do in Real Estate. I am truly blessed to be where I am and doing what I love. I hope you all reading this are able to feel the same way about your place in this world.

Whether you are a buyer, a seller or just a happy resident or our special community.  You are fortunate to be surrounded by the natural beauty of Lake Oroville, California.

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So where are we now?

 

So where are we now?

The most recent news from Wall street has the market doing some pretty crazy things right now, but the bottom line seems to be that interest rates are about to start heading up.

stock market

If you have been on the fence about buying Real Estate in the Lake Oroville area or anywhere for that matter, you may want to get busy at it! Savvy sellers are keeping an eye on the rates and making some great deals right now while the buyers are still out in force.

Below is an excerpt from a newsletter I receive from Carl Henker at Mission Hills Mortgage.  It sort of sums up the situation.

For all the talk and forecasts, and the Fed’s actual future actions, it depends on how healthy the economy really is when seen without the central bank supporting investments and low interest rates. Recent economic data overall has been slightly better based only on estimates and forecasts, but we ask this; is employment increasing with new jobs that pay wages at levels that will improve 80% of wage earners? Will businesses continue to report solid earnings and profits as they have in recent quarters? When ObamaCare kicks in in 2014 what impact will it have on individuals and business ( costs will increase)? Presently markets are not thinking about any of it, all market action in the last two weeks has been driven by reducing leverage and making decisions on the fly. Let’s give this a couple of months; we still hold that the economy isn’t as fundamentally strong as what most, including the Fed, believe it is.

All said though the present situation based on performance in the markets remains very bearish for interest rates and for equity markets. Our worn moniker, don’t fight the tape is still the best advice and the only way mortgage lender and originators can look at it. Opinions about the future, even two months from now in terms of conviction are as thin as shaved ham at the deli. The 10 yr note is toying with longer term support at the 2.40% levels but presently appears to be failing.

Use a local lender for buying success!

There are several reasons to use a local lender when making a home purchase, and by local, I mean a lender with an office in the area you are interested in. The main reason is that a local lender will be familiar with the types of properties available in the area and can better advise the buyer of any particular requirements necessary for the area. For instance: I had a client from the bay area who wanted to purchased a manufactured home on land in the foothills above Lake Oroville. They wanted to use a lender in San Jose who had helped them with their purchase there. We made the offer and received acceptance, but because the lender had no experience with a manufactured home that was not in a park of some kind, they denied the buyer the loan. We were able to get the buyer qualified with a local lender and complete the transaction within the escrow period. Another reason to go local with your lender is strictly for convenience sake. The local lenders know the local title companies and officers and can help to avoid delays by hand walking documents to the title company or the Realtor. Your purchase transaction should be a trinity consisting of your Realtor, your lender and the title officer. If everyone knows each other and have worked together before, the individual needs of each party can better be anticipated and fewer delays and problems occur. The ultimate goal being a smooth and seamless transaction. Hope this has been helpful. Stay tuned for more great tips.

SELLERS: SPRING INTO ACTION!

If the current Lake Oroville Real Estate market is any indication of the activity in other areas of California and the nation, then sellers should be especially pleased to see the increase in prices and the relatively small number of homes on the market. Anyone who has been on the fence about whether or not to sell their home, should take advantage of these interesting conditions and talk to a Realtor about what their home is worth and what it will take to get the most out of the sale.

Spring is also the time to take a look at the outside of your home and assess what repairs or updates that may be necessary as a result of the winter weather. A few tips from the “Feng Shui for sellers” book include:
* Remove any dead plants from the front porch and walkways leading to the front door. Make your entry way welcoming with blooming, live plants or a splash of color with a pot of annuals.
* Clean the cobwebs, dirt and grime from around the front entrance and all doors and windows. Dirty windows, cobwebs and the like convey neglect and a sense of despair.
* Trim the trees and bushes. Landscaping does not need to be fancy or expensive to be impressive. A neat, well trimmed lawn and yard convey a sense of order and comfort.
* Let in the light! Open doors and window shades if the weather is permitting to allow good air and light flow through the home. Fresh air invigorates the brain and makes us feel better. Buyers looking through a closed up, dark home report feeling depressed after viewing. If your home is naturally dark, then make sure the lights are all on before showing the home.

In general, Spring is a time of rebirth and renewal. Even if you are not in the market to sell, the above tips will make your home feel inviting and ready for the summer.